From life insurance to income protection and critical illness cover — we compare policies across 20+ insurers to find the right protection for your circumstances and budget.
We compare policies from leading UK providers
Policies matched to your needs, not one-size-fits-all
Quality protection that fits your budget
Know your family is financially protected
If you were to pass away, become critically ill, or be unable to work, the right protection policy ensures your family isn't left with financial burdens like mortgage payments, bills, or loss of income.
We offer a comprehensive range of protection products — from life insurance and critical illness cover to income protection and buildings and contents insurance.
Many people are surprised at how affordable protection can be. A life insurance policy covering a £200,000 mortgage could cost less than a couple of coffees a week. We search across 20+ insurers to find competitive rates tailored to your budget.
Whether you're taking out a new mortgage, starting a family, or simply reviewing your existing cover — our advisors will help you find the right level of protection.
Getting the right protection in place is easier than you might think.
We review your financial commitments, dependents, and existing cover to identify any gaps in your protection.
We search across 20+ insurers to find the right policies at the most competitive premiums for your situation.
We explain exactly what's covered, what's not, and why we've recommended each policy — in plain English.
We handle the application process and ensure your policies are active, giving you and your family immediate peace of mind.
We offer a full range of protection products to keep you and your family financially secure.
Provides a tax-free lump sum to your beneficiaries if you pass away during the policy term. Essential for protecting your mortgage and ensuring your family can maintain their lifestyle.
Pays a tax-free lump sum if you're diagnosed with a specified critical illness such as cancer, heart attack, or stroke. Can be standalone or added to your life insurance policy.
As a first-time buyer, you pay no stamp duty on properties up to £300,000 and a reduced rate on properties up to £500,000 — saving you thousands.
Unlike term insurance, whole of life covers you forever — guaranteeing a payout whenever you pass away. Often used to cover inheritance tax liabilities or leave a financial legacy.
Guaranteed acceptance with no medical questions for those aged 50–85. Fixed premiums and a guaranteed payout — commonly used to cover funeral costs or leave money for loved ones.
Protects the structure of your home and your personal belongings against damage, theft, fire, and flood. Usually required by your mortgage lender, and essential for any homeowner.
Answers to the questions we hear most about protection insurance.
If anyone depends on your income — whether that's a partner, children, or anyone who'd be affected by the loss of your earnings — protection insurance provides a financial safety net. It ensures mortgage payments, bills, and living costs are covered if the worst happens.
Life insurance pays out a lump sum if you pass away during the policy term. Critical illness cover pays a lump sum if you're diagnosed with a specified serious illness while you're still alive. Many people choose both for comprehensive protection.
Premiums vary based on your age, health, occupation, lifestyle, and the level of cover you need. Life insurance can start from just a few pounds per month. We search across 20+ insurers to find the most competitive rates for your circumstances.
Income protection pays a regular monthly income (typically 50–70% of your salary) if you can't work due to any illness or injury — including mental health conditions. It continues paying until you return to work, retire, or the policy term ends.
Savings can help short-term, but they may not be enough to cover long-term commitments like a mortgage or years of lost income. Protection insurance provides a guaranteed payout that won't deplete your savings — and premiums are often far less than people expect.
Key factors include your age, health and medical history, whether you smoke, your occupation, lifestyle habits (such as high-risk hobbies), and the level and length of cover you choose. Being younger and healthier generally means lower premiums — so it pays to act sooner.
Book a free, no-obligation protection review. We'll assess your current cover, identify any gaps, and find the right policies at the best price.
