Mortgage Tools

Calculate your mortgage

Use our free tools to estimate how much you could borrow, what your monthly repayments might be, or how much stamp duty you'll pay.

£
£
Estimated Borrowing
£157,500
Total Property Value
£177,500
Est. Monthly Payment
£845

Want an accurate figure? Speak to our advisors for a personalised assessment.

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£
Monthly Payment
£1,169
Total Repaid
£350,754
Total Interest
£150,754

These are estimates. For a precise quote tailored to your circumstances, get in touch.

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£
Stamp Duty to Pay
£3,750
Effective Rate
1.36%
£0 – £125,0000%£0
£125,000 – £250,0002%£2,500
£250,000 – £275,0005%£1,250

Stamp duty rules change regularly. Our advisors will confirm the latest rates for you.

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Important: These calculators provide estimates only and should not be taken as financial advice. The actual amount you can borrow, your monthly repayments, and stamp duty liability will depend on your individual circumstances and the lender's criteria. Stamp duty rates shown are based on HMRC thresholds effective from April 2025 for properties in England and Northern Ireland. For accurate, personalised figures, please speak to one of our qualified mortgage advisors.

Want accurate, personalised figures?

Our calculators give you a great starting point, but every situation is unique. Speak to one of our expert advisors for a precise assessment tailored to your circumstances.